A Woman’s Issue

The emotional, physical and financial strain of caring for a loved one often falls on a wife or daughter, rather than a husband or son.  This is obviously not true in all cases, but in the vast majority of cases it is.  Here are some of the reasons why it is women who most frequently suffer the consequences of providing long-term care.

  • In most cases, wives are younger than their husbands.  Hence, a woman is more likely to end up caring for her husband at home, for as long as she can provide the level of care that he requires.                      
  • Caring for a loved one takes an extreme, emotional, physical and financial toll on any caregiver.  If a woman is working and or caring for grandchildren, the added responsibility of caring for her spouse can be daunting.
  • Women may have to work longer than anticipated to replace her husband’s lost income.
  • Financially speaking, utilizing savings, which were intended to support a couple during retirement, means changing one’s lifestyle to meet additional health care expenses.  This drawing down of retirement savings can have an even more drastic impact on a women’s lifestyle when she retires due to the reduction in earning power from a depleted principle.
  • Physically, women are typically smaller than their husbands.  Therefore, physical care can be a debilitating routine.
  • Because women live longer, they are more likely to need long-term care and hence will need someone to oversee, and provide their long-term care if they need it.  The likelihood of a woman needing extended care is increased if she has already cared for a loved one.